At DTC123, we believe that individuals with disabilities should be able to retain all the disability grants they are entitled to.
Unfortunately, the application process for the disability tax credit can be quite complex. To address this challenge, many companies offer DTC application assistance, often at a high cost that can reach hundreds or even thousands of dollars!
However, that changes with us at DTC123.
We collaborate with financial advisors for DTC who help subsidize the application process. They will guide you through the next important step: the Registered Disability Savings Plan (RDSP).

At DTC123, we believe that individuals with disabilities should be able to retain all the disability grants they are entitled to.
Unfortunately, the application process for the disability tax credit can be quite complex. To address this challenge, many companies offer DTC application assistance, often at a high cost that can reach hundreds or even thousands of dollars!
However, that changes with us at DTC123.
We collaborate with financial advisors for DTC who help subsidize the application process. They will guide you through the next important step: the Registered Disability Savings Plan (RDSP).
NO! THE DTC, ALSO REFERRED TO AS THE “GATEWAY TO DISABILITY BENEFITS“, IS A TAX CREDIT THAT MINIMIZES THE TAXES YOU NEED TO PAY. THE RDSP IS A LONG TERM SAVINGS PLAN WITH BUILT IN GRANTS AND MATCHES AVAILABLE FOR THOSE WHO ARE APPROVED FOR THE DTC.
WE DON’T REALLY. ALL OUR COSTS ARE SUBSIDIZED BY OUR PARTNERED INDEPENDENT FINANCIAL ADVISORS WHO THEN WORK ON GETTING YOU SIGNED UP FOR THE RDSP.
WE RECOGNIZE THE UNFORTUNATE FACT THAT JUST ONE OUT OF THREE INDIVIDUALS WHO APPLY FOR THE DTC GO ON TO OPEN THE RDSP. WE BELIEVE THAT INTRODUCING FINANCIAL ADVISORS INTO THE PICTURE WILL ENSURE THAT THOSE WHO GET APPROVED FOR THE DTC TAKE ADVANTAGE OF THE RDSP.
NO! ALTHOUGH WHY SHOULDN’T YOU? ALL OUR ADVISORS ARE FULLY INDEPENDENT AND ARE NOT BOUND BY ANY REQUIREMENTS TO SELL CERTAIN PRODUCTS.
ADDITIONALLY, NOT WORKING WITH THE ADVISOR MEANS YOUR FACILITATOR WILL NOT BE REIMBURSED FOR THEIR EFFORTS. THEY MAY CHARGE A CAPPED RATE OR THEY CAN CHOOSE TO WAIVE THE FEE. YOUR FACILITATOR WILL DISCUSS THIS IN DETAIL WITH YOU.
ABSOLUTELY NOT!
IF YOUR FINANCIAL ADVISOR IS NOT A GOOD FIT, YOU CAN EITHER PARTNER WITH ANOTHER TRUSTED FINANCIAL ADVISOR OR YOU CAN GO ELSEWHERE. THERE IS NO CONTRACTUAL OBLIGATION TO REMAIN WITH OUR TRUSTED FINANCIAL ADVISORS.
NO. OUR ADVISORS ARE INDEPENDENT AND WORK FOR VARIOUS INSTITUTIONS. THOSE WHO SPECIALIZE WITH THE RDSP PARTNER WITH US TO ENSURE OUR CLIENTS GET THE ADVICE THEY NEED,
Mission Statement: Our mission is to ensure that no individual eligible for the disability tax credit goes unapproved.
Impact Statement: We provide DTC application assistance to unlock tax credits for Canadians with disabilities, driving financial independence, reducing inequality, and empowering them to thrive with dignity.

*The free offer is available to all clients who commit to meeting with one of our trusted financial advisors for DTC, who specialize in providing DTC application assistance and guidance on the Registered Disability Savings Plan. You are under no obligation to actually remain with the advisor. We love our customers, so feel free to call during business hours!
Open today | 10:00 a.m. – 05:00 p.m. |
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